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Hard Credit Inquiry Versus a Soft Credit Inquiry

When applying for a loan or line of credit, your lender will need to access your credit history and credit score from one or more credit reporting bureaus (e.g., Experian, Equifax, and Transunion).

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Down-Payment 101: How Much is A Down Payment on a House?

Buying a home is a major expense and it often requires that buyers borrow money in the form of a mortgage. Mortgages, however, usually require a down payment that you will pay upfront as a

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Smart Home Products: Are They Right for You and Will They Help Sell Your Home

A growing number of homeowners are being drawn into the world of smart technology. From smart lights to smart assistants, the cool features and convenience these products provide has mass appeal,

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UltraFICO: Will It Make It Easier to Get A Mortgage?

If you’re one of the millions of Americans that have no credit history or have a FICO score that falls below a 600, it might soon be easier for you to qualify for a loan. UltraFICO will become

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